From coverage limits to deductible amounts and endorsement options, there are many things to consider when you’re in the market for a new car insurance policy. While you want to make sure you get a policy that is tailored to protect the drivers and vehicles in your household, you probably don’t want to spend too much time trying to understand auto policy details like these. And that is fine by Bearingstar. From selecting the right solutions to evaluating quotes and identifying all eligible discounts and credits, there’s nothing our professionals enjoy more than helping you manage the process of getting car insurance.
Get Exceptional Car Insurance & Customer Service
The most important reason to get car insurance—and why it’s mandatory to do so in Massachusetts and Connecticut—is to ensure you have financial protection against the substantial costs of being involved in an accident. Your auto policy should be designed to help you pay for car repairs, property damage, accident-related medical expenses, and more, regardless of if you’re at fault. You can count on your local Bearingstar insurance professionals to go above and beyond to assist you in selecting the appropriate car insurance coverage. Whether you just have a quick question about your policy or require expert help navigating the claims process, our knowledgeable team will be there for you whenever you need us.
Uncover All the Ways You Can Save on Car Insurance
The top priority for our team will always be to make sure your car insurance policy includes the appropriate coverages to help support you financially in the event of a claim. But we also want to offer this peace of mind at the most competitive rates. To do that, we will look for ways you may be able to save money today and in the long run. Following are just some of the discounts and credits you may be eligible for:
- Bundle & Save Discount
- New Customer Credit
- Multi-Car Individual/Spouse Discount
- Vehicle Safety Credits
- Paid-in-Full Discount
- Youthful Driver Discounts
- Bundle & Save Discount
- New Customer Credit
- Military Away Discount
- Paid-in-Full Discount
- Energy-Saving Hybrids or Electrics Credit
- Renewal Credit
Three Car Insurance Endorsements Every Driver Should Consider
There are many optional car insurance coverages, called endorsements, that you may be able to add to your auto policy to enhance your protection. Below are three options that may be a good fit for the drivers and vehicles in your household.
Accident Forgiveness
You may be able to avoid an increase to your car insurance premium after your first at-fault accident by having the Accident Forgiveness endorsement.
Disappearing Deductible
It’s possible to reduce your car insurance deductible over time, and your out-of-pocket expenses if you’re in an accident, by having the Disappearing Deductible endorsement.
Loan/Lease Gap Coverage
If you owe more on your car loan/lease than your vehicle is worth when it’s stolen or totaled, having Loan/Lease Gap Coverage may help bridge the financial gap.
This Is What We Love to Do
Educating customers on how to protect what is most important to them, providing insurance solutions that are easy to understand and competitively priced, and backing it all up with exemplary service—these are the things every Bearingstar team member is passionate about.
What Makes Bearingstar Different?
At our core, we are an agency focused on making a positive difference in the lives of people, from the customers and communities we serve to our employees working and living across Massachusetts and Connecticut. Click on any of the company principles to the right to learn more about how we strive to fulfill our collective personal and professional mission every day.
People FirstGood CitizenshipDiversity & InclusionStrength & SecurityBest-in-Class Performance
We always prioritize the person (not the transaction) and focus on building enduring relationships with customers and employees through positive, caring, and respectful interactions.
We take great pleasure in collaborating with people and organizations in the communities we serve and enjoy engaging in opportunities that allow us to give back and make an impact.
We are strongly committed to meeting the needs of the diverse individuals, families, business owners, and employees we support.
We have been here for our customers for over 25 years, and being backed by a long-standing and financially stable mutual assurance company means we are here for the long term.
We constantly seek new ideas, opportunities, and methods of doing business to ensure that we remain the benchmark for responsiveness and adaptability to customers’ ever-evolving needs.
