Protect the ones close to your heart

One of the best ways to show your love is by protecting the future of those you care about most. How do you do that? With life insurance of course. As we grow older, get married, build families, start a business, we come to realize more and more that others are depending on us. Life insurance can give you comfort in knowing money will be available to help your loved ones in the event of your passing.

At Bearingstar Insurance, we passionately believe that life insurance is extremely important to have – no matter what chapter of life you are in. And oftentimes it can be less expensive than people think.

Life Insurance for Married Couples

Whether you have recently tied the knot or have been in a committed relationship for a long time, there are many things that you are joining together. Your finances, your debt, and typically you are now jointly paying for bigger financial obligations like a new home, another car, hobbies, and all the other things you love to do together. What if one of you died unexpectedly? Even with your surviving spouse/partner’s income, would that be enough to pay off debts like credit card balances and car loans, let alone cover the monthly rent and utility bills? The financial obligations that you have built together could be more than one person’s income can bear, if a life insurance policy is not in place.

Life Insurance for Parents

Most families depend on two incomes to make ends meet. If you died suddenly, could your family continue to meet all their financial obligations—from paying rent or the mortgage to daily living expenses? What if you are a single parent? There can be so much responsibility resting on the surviving parent’s shoulders.

A life insurance policy can be a huge key to be sure that you have enough to safeguard your children’s financial future. Even if you don’t have any other assets to pass onto your successors, you can create an inheritance for them by buying the right life insurance policy and naming them as your beneficiaries.

Life Insurance for Singles

Regardless of whether you are just enjoying being single for the moment or you have decided that living happily single is how it’s going to be for the long-term, life insurance is a must. If something were to happen to you unexpectedly it would have a huge ripple effect on all the people who care about you. 

No matter what age you are, life insurance purchased today is typically going to be a lot cheaper than if you wait.  When you are single and lock in your rates when you are in your 20s and 30s, you can pay as little as $10/month for a term life insurance policy, depending on the amount of coverage and length of term you choose.

Whether you have children or not, are single, engaged or married, Bearingstar is here to provide you with advice and insight on the importance of having life insurance. Working with the local team at Bearingstar Insurance, you will find that the process of getting the right life insurance policy for your needs will be simple and cost-effective. Contact Adam today for a quote!