Life Insurance

Life Insurance

Life Insurance Solutions That Help You Protect Your Loved Ones and Their Futures

Discussing a life insurance policy and why you may need one can be an awkward conversation. However, it is an extremely important one to have no matter what stage of life you’re in. A skillfully designed life insurance plan may provide critical financial assistance and continuity to the people you care about most—like family members, business partners, and employees—when you are no longer there to provide that support. We are happy to meet with you and share information about a variety of policy options that may be right for you and your family, financial situation, and future goals.

Image of a happy older couple embracing

Life Insurance Products Cover a Wide Range of Needs

Whether you’re single or married, a home or business owner, starting a family or nearing the end of your career, it’s always the right time to explore the different types of life insurance products that Bearingstar offers, including:

  • Term Life Insurance
  • Permanent (or Whole) Life Insurance
  • Universal Life Insurance
  • Mortgage Protection Insurance
  • Fixed Annuities

We Take a Holistic Approach to Life Insurance

During our initial meeting and throughout our relationship, Bearingstar will assist you in considering the various aspects of your lifestyle that should influence your life insurance decisions. Our comprehensive approach includes:

  • Understanding the roles you play in your household so your policy can be tailored to the distinct value you provide to your family’s financial security.
  • Reviewing life insurance policies you purchased in the past to make sure the level of coverage and other terms of the policy have kept up with the constant changes in your life.
  • Evaluating whether your life insurance policy should include an investment component, which can have a meaningful impact on long-term financial goals.
  • Identifying the right insurance solutions for your company’s setup and size so it is protected if something happens to you or your high-level executives or specialists.

This Is What We Love to Do

Educating customers on how to protect what is most important to them, providing insurance solutions that are easy to understand and competitively priced, and backing it all up with exemplary service—these are the things every Bearingstar team member is passionate about.

Image of a smiling couple with their insurance agent

What Makes Bearingstar Different?

At our core, we are an agency focused on making a positive difference in the lives of people, from the customers and communities we serve to our employees working and living across Massachusetts and Connecticut. Click on any of the company principles to the right to learn more about how we strive to fulfill our collective personal and professional mission every day.

People FirstGood CitizenshipDiversity & InclusionStrength & SecurityBest-in-Class Performance
We always prioritize the person (not the transaction) and focus on building enduring relationships with customers and employees through positive, caring, and respectful interactions.
We take great pleasure in collaborating with people and organizations in the communities we serve and enjoy engaging in opportunities that allow us to give back and make an impact.
We are strongly committed to meeting the needs of the diverse individuals, families, business owners, and employees we support.
We have been here for our customers for over 25 years, and being backed by a long-standing and financially stable mutual assurance company means we are here for the long term.
We constantly seek new ideas, opportunities, and methods of doing business to ensure that we remain the benchmark for responsiveness and adaptability to customers’ ever-evolving needs.

Testimonials

Our Blog

  • Protect Your Loved Ones With Mortgage Protection Insurance

    As a homeowner, being able to pay your mortgage on time every month is important. What would happen to your loved ones if you were to die prematurely and your income suddenly disappeared? None of us know what the future will bring, but you can achieve peace of mind with a comprehensive mortgage protection insurance…

  • How 2020 Changed Insurance: What to consider in 2021 for auto, home, life and policies

    In 2020, life as we knew it came to an abrupt halt at the onset of the COVID-19 pandemic last March. Along with it came the need for everyone to adapt to a new normal.  For many, home has become their workplace, school, and gym.  When life changes – needs change as well. We’ve put…

  • Insurance Resolutions 2021

    Insurance Resolutions for the New Year

    While 2020 may have felt never-ending, the new year is finally here! During the pandemic, your lifestyle may have changed.  Whether you moved to the suburbs, changed jobs, started remote work, retired, or added to your family, it’s important to note that these new circumstances can lead to different insurance needs.  Start 2021 off right…

Our Blog

Protect Your Loved Ones With Mortgage Protection Insurance

As a homeowner, being able to pay your mortgage on time every month is important. What would happen to your loved ones if you were to die prematurely and your income suddenly disappeared? None of us know what the future will bring, but you can achieve peace of mind with a comprehensive mortgage protection insurance…

How 2020 Changed Insurance: What to consider in 2021 for auto, home, life and policies

In 2020, life as we knew it came to an abrupt halt at the onset of the COVID-19 pandemic last March. Along with it came the need for everyone to adapt to a new normal.  For many, home has become their workplace, school, and gym.  When life changes – needs change as well. We’ve put…

Insurance Resolutions 2021

Insurance Resolutions for the New Year

While 2020 may have felt never-ending, the new year is finally here! During the pandemic, your lifestyle may have changed.  Whether you moved to the suburbs, changed jobs, started remote work, retired, or added to your family, it’s important to note that these new circumstances can lead to different insurance needs.  Start 2021 off right…

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